Type of Trip
Oversea destination(s)

Depart From Malaysia
Return To Malaysia
Type of Plan
Adult
I am a Malaysian, Malaysian Permanent Resident, or holder of a valid working permit in Malaysia, dependent pass, have not started my journey and will depart from Malaysia as a passenger.
I am aware that :
  • My travel insurance policy does not cover me (and my traveling party) against event(s) that I know about prior to purchasing the policy.
  • Policy issued is non-refundable. All benefits related to Covid-19 are only applicable with Pandemic add-on and only for those covered reasons stated in the contract. Click here for more information.


What Does SmartTraveller Enhanced Cover?
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Travel Delay
We’ve got you covered if your pre-booked transport is delayed for each full 6 consecutive hours.
Up to RM3,200
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Baggage & Personal Effects
We’ve got you covered on the loss or damage to your baggage.
Up to RM7,500
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Baggage Delay
We’ve got you covered if your baggage is delayed for each full 6 consecutive hours.
Up to RM800
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Trip Cancellation
We’ve got you covered for cancellation costs due to unforeseeable events outside of your control.
Up to RM20,000
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Emergency Medical Expenses
We’ve got you covered on overseas emergency medical, hospital and dental expenses.
Up to RM350,000
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Emergency Medical Evacuation & Repatriation
We’ve got you covered on the emergency transportation to the nearest hospital/ Malaysia, including mortal remains.
Unlimited

Travel Safer With Pandemic Add-On Cover

(For Overseas Trip Only)


What is Pandemic?

Any Infectious or Contagious Disease that is declared as Pandemic by the World Health Organization

(WHO) or the Ministry of Health Malaysia (MOH) and valid as of the time such declaration is made.


What does it cover?

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Trip Cancellation
If you and/or your loved ones are diagnosed with a pandemic illness prior to your trip
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Trip Curtailment
If you and/or your loved ones are diagnosed with a pandemic illness during your trip, or prevents you from continuing your trip due to a pandemic outbreak
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Medical and Hospital Expenses
Should you be diagnosed with a pandemic illness and need to seek medical treatment during your trip
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Hospital Allowances
When you are admitted to hospital as a patient due to pandemic
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Emergency Medical Evacuation
Should you require immediate medical attention directly due to pandemic illness sustained
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Emergency Medical Repatriation
When you are hospitalized overseas due to a pandemic illness and it is medically necessary for you to be relocated back to Malaysia to continue treatment